Policies & Terms

Scope

This Policy covers this website and the “Shipowner Readiness Test”.

Data We Collect

• Email address — when you enter it to view the test result or subscribe.
• Consent logs — acceptance of Privacy/Terms/Cookies with timestamp.
• Technical data — IP and user-agent may be logged for security/debugging.
• Local storage (device) — maritimeDAO_lastScore, maritimeDAO_lastTier, maritimeDAO_email for UX; we don’t store your answers on our server unless explicitly stated.

How We Use Data (Purposes & Bases)

• Provide site/test — strictly necessary storage; legitimate interests.
• Send updates — only with your consent; you can unsubscribe anytime.
• Security & compliance — legitimate interests / legal obligation.
• Analytics (optional) — if enabled, we’ll add provider details and opt-out links here.

Sharing

We don’t sell personal data. We may use processors (hosting/email) under DPAs and share data when required by law.

International Transfers

When applicable (e.g., EEA/UK), we use SCCs or other safeguards.

Retention

• Email: until unsubscribe or after 24 months of inactivity.
• Consent logs: up to 5 years.
• Server logs: ~30 days unless required longer for investigation.

Your Rights

You may request access, correction, deletion, restriction, portability, and withdraw consent. Contact: [contact@email].

Contact / DPO

[Name or “N/A”], [contact@email].

Acceptance & Changes

By using the site you agree to these Terms. We may update them; continued use means acceptance.

Eligibility & Acceptable Use

• Comply with applicable laws.
• No misuse: hacking, disrupting service, or high-volume scraping.

No Advice

Content is informational only — not investment, legal, or tax advice.

Intellectual Property

Content, trademarks, and logos belong to us or licensors; no reproduction without permission.

Disclaimers & Liability

Provided “as is”. To the extent permitted by law, our liability is limited to [cap, e.g., USD 100].

Indemnity

You agree to indemnify us for claims arising from misuse or breach of these Terms.

Termination

We may suspend/terminate access for legal or risk reasons.

Governing Law

Laws of [Country/State]; courts of [City], unless mandatory law provides otherwise.

Contact

Questions: [contact@email].

What We Use

• Strictly necessary — cookie md_consent (records acceptance; ~12 months).
• Local storage — maritimeDAO_lastScore, maritimeDAO_lastTier, maritimeDAO_email on your device.
• Analytics (optional) — will be listed here if enabled, with opt-out links.
• Marketing (optional) — not used unless explicitly stated here.

Managing Cookies

Use browser settings to block/delete cookies. Blocking strictly-necessary items may impact functionality.

Updates

We may update this policy; see the date at the top of the page.

This content is general information, not legal advice. Replace placeholders (company, contacts, law) with your details.