Corporate Platform Legal AML / KYC LOTOSS Offering Investor Operations Data Protection Inter-Party Risk Regulatory
⚖ Legal & Compliance Centre

Transparency
through documentation.

Digi Creative SIA operates under a comprehensive legal framework covering corporate governance, investor protection, AML/KYC compliance, data protection, and regulatory alignment with Latvian and EU law. All documents are prepared and approved as of March 2026.

60+
Legal Documents
10
Document Categories
v1
Current Version
Mar 2026
Approval Date
Digi Creative SIA
Latvia · Reg. LV41203061418 · LOTOSS Bond Issuer
Aligned with EU & Latvian Law
Reg. (EU) 2023/1114 — Markets in Crypto-Assets (MiCA)
Directive 2018/843 — 5th Anti-Money Laundering Directive
Directive 2011/61/EU — Alternative Investment Fund Managers (AIFMD)
Reg. (EU) 2017/1129 — Prospectus Regulation
Reg. (EU) 2016/679 — GDPR Data Protection
Reg. (EU) No 1286/2014 — PRIIPs Key Information Documents
Directive 2014/65/EU — Markets in Financial Instruments (MiFID II)
Latvian Financial Instruments Market Law
Marshall Islands DAO Law — Maritime DAO LLC
📋

Document Availability Notice. All documents listed below are prepared and approved. Full document access will be available through the Maritime DAO platform at app.maritimedao.com. Certain documents are available in both English and Latvian. Latvian versions are indicated with the LV badge.

01

Corporate Governance

4 documents

Board resolutions, corporate compliance registers, and preparation checklists governing the legal formation and operational readiness of Digi Creative SIA.

RefDocumentCategoryVersionApproved
01.1
Digi Creative Sapulces Protokols Nr.2 LV
Corporate Governance
v1
09.03.2026
01.2
Digi Creative Sapulces Protokols Nr.3 LV
Corporate Governance
v1
09.03.2026
01.3
Digi Creative Compliance Policy Register EN
Corporate Governance
v1
09.03.2026
01.4
LOTOSS Preparation Checklist EN
Corporate Governance
v1
09.03.2026

02

Platform Legal

8 documents

All terms, policies, and agreements governing the Maritime DAO marketplace platform — from terms of use and privacy to investment agreements and complaints handling.

RefDocumentCategoryVersionApproved
02.0
Marketplace Legal Index EN
Platform Legal
v1
08.03.2026
02.1
Marketplace Terms of Use EN
Platform Legal
v1
08.03.2026
02.2
Marketplace Privacy Policy EN
Platform Legal
v1
08.03.2026
02.3
Marketplace Cookie Policy EN
Platform Legal
v1
08.03.2026
02.4
Marketplace Risk Disclosure EN
Platform Legal
v1
07.03.2026
02.5
Marketplace Subscription / Investment Agreement EN
Platform Legal
v1
08.03.2026
02.6
Marketplace Complaints Handling Policy EN
Platform Legal
v1
08.03.2026
02.7
Marketplace Regulatory / License Information EN
Platform Legal
v1
08.03.2026

03

AML / CTF / KYC Compliance

3 documents

Anti-money laundering, counter-terrorism financing, and know-your-customer policies. All investor onboarding is subject to full KYC/AML verification in accordance with the 5th EU AML Directive.

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03.1
Marketplace AML / CTF / KYC Policy EN
AML Compliance
v1
08.03.2026
03.2
AML / KYC Policy Summary EN
AML Compliance
v1
08.03.2026
03.2.1
LOTOSS Obligāciju AML / KYC Politikas Kopsavilkums LV
AML Compliance
v1
08.03.2026

04

LOTOSS Bond Offering

10 documents

Complete offering documentation for LOTOSS Bonds — up to 403 units × EUR 200 = EUR 80,600 maximum raise. Includes Terms & Conditions, Information Memorandum, Key Information Summary, Risk Acknowledgement, and Secondary Transfer Policy. Available in English and Latvian.

Bond Structure
403 units × EUR 200
Max raise EUR 80,600
Investor Return
75% profit share
From positive vessel earnings, pro-rata
Exit Option
Full liquidity Day 1
Guaranteed buyback after 24 months
RefDocumentCategoryVersionApproved
04.1
LOTOSS Bonds Terms and Conditions EN
LOTOSS Offering
v1
09.03.2026
04.1.1
LOTOSS Emisiju Noteikumi LV
LOTOSS Offering
v1
09.03.2026
04.2
LOTOSS Bonds Information Memorandum EN
LOTOSS Offering
v1
09.03.2026
04.2.1
LOTOSS Obligāciju Informācijas Memorands LV
LOTOSS Offering
v1
09.03.2026
04.3
Key Information Summary — LOTOSS Bonds EN
LOTOSS Offering
v1
09.03.2026
04.3.1
LOTOSS Obligācijas — Galvenās Informācijas Kopsavilkums LV
LOTOSS Offering
v1
09.03.2026
04.4
LOTOSS Bonds Risk Acknowledgement Form EN
LOTOSS Offering
v1
09.03.2026
04.4.1
LOTOSS Obligāciju Riska Apstiprinājuma Veidlapa LV
LOTOSS Offering
v1
09.03.2026
04.8
LOTOSS Secondary Transfer Policy EN
LOTOSS Offering
v1
09.03.2026

05

Investor Onboarding

6 documents

Everything a new investor needs — onboarding checklists, FAQ, and MiFID II / retail investor protection compliance documentation. Available in English and Latvian.

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05.1
Full Investor Onboarding Checklist EN
Investor Onboarding
v1
09.03.2026
05.1.1
LOTOSS Obligāciju Investora Iekļaušanas Kontrolsaraksts LV
Investor Onboarding
v1
09.03.2026
05.5
Investor FAQ EN
Investor Onboarding
v1
09.03.2026
05.5.1
LOTOSS Obligācijas — BUJ (Bieži Uzdotie Jautājumi) LV
Investor Onboarding
v1
09.03.2026
05.6
Retail Investor Protection & MiFID Compliance EN
Investor Onboarding
v1
09.03.2026

06

Operations Manuals

14 documents

Comprehensive internal operating manuals covering bond issuance compliance, regulatory requirements, AML/CFT procedures, marketing distribution, financial documentation, insolvency recovery planning, and internal policies.

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06.1
Digi Creative Bond Issuance Compliance Manual EN
Operations Manuals
v1
09.03.2026
06.1.1
Digi Creative Master Regulatory Manual EN
Operations Manuals
v2
09.03.2026
06.5
Digi Compliance Handbook and Procedures EN
Operations Manuals
v1
09.03.2026
06.6
PRIIPs Risk Disclosure Procedure EN
Operations Manuals
v1
09.03.2026
06.6.1
PRIIPs Risk Disclosure Procedure LV
Operations Manuals
v1
09.03.2026
06.7
AML CFT Policy Manual (Bilingual) EN LV
Operations Manuals
v1
09.03.2026
06.8
Marketing Distribution Procedure EN
Operations Manuals
v1
09.03.2026
06.8.1
Marketing Distribution Procedure LV
Operations Manuals
v1
09.03.2026
06.9
Financial Documentation Procedure EN
Operations Manuals
v1
09.03.2026
06.9.1
Financial Documentation Procedure LV
Operations Manuals
v1
09.03.2026
06.10
Insolvency Recovery Risk Register EN
Operations Manuals
v1
09.03.2026
06.10.1
Maksātnespējas Atveseļošanas Plāns LV
Operations Manuals
v1
09.03.2026
06.11
DIGI Master Operating Manual EN
Operations Manuals
v1
09.03.2026
06.12
DIGI Internal Policies Full Set EN
Operations Manuals
v1
09.03.2026

07

Data Protection

1 document

GDPR compliance framework governing the processing, storage, and transfer of personal data across the Maritime DAO marketplace platform. Aligned with Regulation (EU) 2016/679.

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07.1
Marketplace GDPR Data Protection Compliance Framework EN
Data Protection
v1
08.03.2026

08

Inter-Party Agreements

3 documents

Cooperation and data exchange agreements between Maritime DAO, Digi Creative SIA, and their counterparties. Available in English and Latvian.

RefDocumentCategoryVersionApproved
08.1
Inter-Party Cooperation and Data Exchange Agreement EN
Inter-Party Agreements
v1
08.03.2026
08.1.1
Starp-Pušu Sadarbības un Datu Apmaiņas Līgums LV
Inter-Party Agreements
v1
08.03.2026
08.2
LOTOSS Inter-Party Cooperation and Data Exchange EN
Inter-Party Agreements
v1
09.03.2026

09

Risk & Disclosures

2 documents

Platform-level and LOTOSS-specific risk disclosures. These are high-risk investments — unsecured, subordinated bonds. Redemption amount depends on vessel market value. Please read in full before investing.

RefDocumentCategoryVersionApproved
09.1
Marketplace Disclaimer / Forward-Looking Statements EN
Risk and Disclosures
v1
08.03.2026
09.5
LOTOSS Risk Disclosure EN
Risk and Disclosures
v1
09.03.2026

10

Regulatory Interface

8 documents

Declarations of compliance with Latvian and EU law, supervisory authority submissions, external legal opinions, EU passport analysis, and regulator meeting briefs. Available in English and Latvian.

RefDocumentCategoryVersionApproved
10.1
Declaration of Compliance with Latvian and EU Law EN
Regulatory Interface
v1
09.03.2026
10.1.1
Deklarācija par Atbilstību LV
Regulatory Interface
v1
09.03.2026
10.2
Digi Creative Supervisory Submission EN
Regulatory Interface
v1
09.03.2026
10.2.1
Digi Creative Supervisory Submission LV
Regulatory Interface
v1
09.03.2026
10.3
External Legal Opinion EN
Regulatory Interface
v1
09.03.2026
10.3.1
External Legal Opinion LV
Regulatory Interface
v1
09.03.2026
10.5
Regulatory Strategy & EU Passport Analysis EN
Regulatory Interface
v1
09.03.2026
10.6
LOTOSS Regulator Meeting Brief EN
Regulatory Interface
v1
09.03.2026

⚠️

Important Risk Warning. LOTOSS Bonds are unsecured and subordinated instruments. Your investment is not protected by any deposit guarantee scheme. The redemption amount depends on the market value of Motor Vessel LOTOSS at the time of redemption, assessed by an independent certified maritime appraiser. You may receive less than EUR 200 per bond, or lose your entire investment. This is a high-risk product suitable only for investors who can afford to lose the entire amount invested. Please read the full Terms and Conditions (ref 04.1) and Information Memorandum (ref 04.2) before investing. Approved by Digi Creative SIA, 09 March 2026.